No interest • No hidden costs

Choose your plan

A simple monthly subscription gives you access to fuel or electricity when you need it. Cancel anytime.

Fuel Plans

Simple monthly subscription. Instant access when you need it.

Basic Fuel

R69/month

Access up to R500

Entry-level fuel plan for daily commuters and essential travel needs.

  • Up to R500 in fuel
  • Interest-free repayments
  • Payday-aligned instalments
Most popular

Standard Fuel

R119/month

Access up to R1,000

Our most popular fuel plan for regular personal use and weekend travel.

  • Up to R1,000 in fuel
  • Interest-free repayments
  • Payday-aligned instalments
  • Access increases with good repayment

Premium Fuel

R199/month

Access up to R2,000

Designed for long-distance drivers and high-mileage users.

  • Up to R2,000 in fuel
  • Interest-free repayments
  • Payday-aligned instalments
  • Access increases with good repayment
  • Priority support

Electricity Plans

Stay connected, even when money is tight.

Basic Electricity

R69/month

Access up to R500

Entry-level electricity plan for small households and essential power needs.

  • Up to R500 in electricity
  • Interest-free repayments
  • Payday-aligned instalments
Most popular

Standard Electricity

R119/month

Access up to R1,000

Ideal for medium-sized homes and regular monthly power usage.

  • Up to R1,000 in electricity
  • Interest-free repayments
  • Payday-aligned instalments
  • Access increases with good repayment

Premium Electricity

R199/month

Access up to R2,000

Designed for large households and high-consumption power needs.

  • Up to R2,000 in electricity
  • Interest-free repayments
  • Payday-aligned instalments
  • Access increases with good repayment
  • Priority support
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Fuel + Electricity Plans

Cover both needs in one subscription.

Fuel Basic + Electricity Basic

R138/month

Access up to R1,000

Fuel Basic (R69/R500) + Electricity Basic (R69/R500).

  • Up to R500 in fuel
  • Up to R500 in electricity
  • Interest-free repayments
  • Payday-aligned instalments

Fuel Standard + Electricity Basic

R188/month

Access up to R1,500

Fuel Standard (R119/R1,000) + Electricity Basic (R69/R500).

  • Up to R1,000 in fuel
  • Up to R500 in electricity
  • Interest-free repayments
  • Payday-aligned instalments

Fuel Basic + Electricity Standard

R188/month

Access up to R1,500

Fuel Basic (R69/R500) + Electricity Standard (R119/R1,000).

  • Up to R500 in fuel
  • Up to R1,000 in electricity
  • Interest-free repayments
  • Payday-aligned instalments
Most popular

Fuel Standard + Electricity Standard

R238/month

Access up to R2,000

Fuel Standard (R119/R1,000) + Electricity Standard (R119/R1,000).

  • Up to R1,000 in fuel
  • Up to R1,000 in electricity
  • Interest-free repayments
  • Payday-aligned instalments
  • Access increases with good repayment

Fuel Basic + Electricity Premium

R268/month

Access up to R2,500

Fuel Basic (R69/R500) + Electricity Premium (R199/R2,000).

  • Up to R500 in fuel
  • Up to R2,000 in electricity
  • Interest-free repayments
  • Payday-aligned instalments

Fuel Premium + Electricity Basic

R268/month

Access up to R2,500

Fuel Premium (R199/R2,000) + Electricity Basic (R69/R500).

  • Up to R2,000 in fuel
  • Up to R500 in electricity
  • Interest-free repayments
  • Payday-aligned instalments

Fuel Standard + Electricity Premium

R318/month

Access up to R3,000

Fuel Standard (R119/R1,000) + Electricity Premium (R199/R2,000).

  • Up to R1,000 in fuel
  • Up to R2,000 in electricity
  • Interest-free repayments
  • Payday-aligned instalments

Fuel Premium + Electricity Standard

R318/month

Access up to R3,000

Fuel Premium (R199/R2,000) + Electricity Standard (R119/R1,000).

  • Up to R2,000 in fuel
  • Up to R1,000 in electricity
  • Interest-free repayments
  • Payday-aligned instalments

Fuel Premium + Electricity Premium

R398/month

Access up to R4,000

Fuel Premium (R199/R2,000) + Electricity Premium (R199/R2,000).

  • Up to R2,000 in fuel
  • Up to R2,000 in electricity
  • Interest-free repayments
  • Payday-aligned instalments
  • Priority support

How repayment works

💳

Interest-free

No interest is ever charged. You repay exactly what you accessed.

📅

Payday-aligned

Instalments are timed to your payday — weekly, fortnightly, or monthly.

📈

Grows with you

Repay consistently and your access limit increases over time.

Access amounts are "up to" the values shown and are not guaranteed. Access may start at a lower amount and increase over time based on repayment behaviour. Subscription must be paid first before full access is granted. Limited first-time access may be provided at the Company's discretion. All applications are subject to approval. Payments are collected via debit order. Failed payments may result in penalties and suspension of access. EmergiFund provides a subscription-based access service — this is not a loan or credit facility.

Ready to apply?

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Or call us: 066 266 3848