How it works
From application to access in five straightforward steps. No jargon, no surprises.
Apply on WhatsApp
Send us a WhatsApp message to get started. No long forms, no branch visits. We'll guide you through everything in the chat.
Just tap the button below or save our number (066 266 3848) and send "Hi, I'd like to apply".
Submit basic documents
We keep it simple. You'll need to share a copy of your ID and your bank account details so we can set up your debit mandate.
A photo taken on your phone is fine — no need to scan anything.
Get approved
We review your application and confirm your plan and access amount. This is usually quick.
Your initial access may start lower than the plan maximum and increases as you build a repayment history with us.
Receive fuel or electricity
Once approved, you'll receive access directly — a fuel voucher you can redeem, or prepaid electricity loaded to your meter.
Access is granted as and when you need it, up to your approved limit.
Repay in instalments
Repayments are collected via debit order, split into affordable instalments aligned with your payday.
No interest is ever charged. You repay exactly what you accessed, nothing more.
Repayment options
We structure repayments to work with your income, not against it.
Weekly
Small amounts deducted each week, aligned to your income cycle.
Fortnightly
Deducted every two weeks, ideal for fortnightly pay cycles.
Payday-aligned
Timed to your specific payday so you always have funds available.
No interest is charged. Repayments are collected via debit order.
What you need to apply
We keep the requirements minimal.
- ✓South African ID or valid passport
- ✓Active South African bank account
- ✓Proof of income or employment (payslip or bank statement)
- ✓WhatsApp-enabled phone number